Debt and money

Budgeting advice and financial guidance from the council, the government, community services, and charities.

YOUR money team

Our dedicated YOUR money team can help with even the most complex situations. They will ensure you are claiming all the benefits, grants, and discounts that you are entitled to. They can also give debt advice and help with budgeting.

Contact us for a free and confidential appointment. Please also contact us if your circumstances have changed at all. The sooner you contact us, the sooner we can make sure you are receiving the correct level of help for your situation:


The YOUR money team - more information

Budgeting tool

Our budgeting tool will help you create your own personal budget plan to assist with taking control of your finances.

Use our budgeting tool to find tips on how to:

  • reduce your expenses
  • maximise your income
  • pay off your debts
  • save for the future.

Budgeting tool


MoneyHelper is the government's financial guidance service which includes Pension Wise, the Money Advice Service, and the Pensions Advisory Service. It provides free, impartial, and trusted money advice. The services help you with money management skills and provide advice on budgeting and debt management:

MoneyHelper - free financial guidance

Step Change

Step Change provides free, expert debt advice, tailored to your situation:

Step Change - debt advice

HEY Credit Union

Credit unions are a not-for-profit financial service, owned by the people who use their services. Members chose the governing directors and have a say in the way the credit union operates. HEY Credit Union aim to improve the financial well-being of their member-owners by providing fair and affordable money services for East Riding (and Northern Lincolnshire) residents. Some of their services include:

  • Christmas savings loan
  • home improvement loan
  • car loan
  • instant access savings account
  • Christmas saver account
  • junior saver account
  • a members' lottery
  • community group accounts
  • financial wellbeing support

To find out more including how to become a member, visit the HEY Credit Union website:

HEY Credit Union

Walk-in branches of HEY Credit Union are available across the East Riding (Bridlington, Goole, Withernsea, Driffield, and Beverley) and in Hull city centre:

HEY Credit Union branch locations - online map

You can call HEY Credit Union on (01482) 778753.

Citizens Advice

Citizens Advice provides comprehensive unbiased help and advice about a wide range of life situations and problems. They have specialist debt advisors who can provide free, specialist debt advice:

Citizens Advice - help with debt

Hull and East Riding Citizens Advice

Stop Loan Sharks

Stop Loan Sharks investigates and prosecutes illegal money lenders and provides support for borrowers. If you think you, or someone you know, is paying money to a loan shark or an illegal money lender you can:

  • find out what a loan shark is
  • safely and anonymously report loan sharks and illegal money lenders
  • call the 24hr helpline on 0300 555 2222 for confidential advice and support
  • find out about loan shark debt
  • have a live web chat to get instant advice and support

Stop Loan Sharks - more information on the website

Hull and East Yorkshire Community Money Advice Connect

Based in Beverley, Hull and East Yorkshire Community Money Advice (CMA) help people to get out of debt and also teach them how to remain debt-free in the future. All of their financial services are free.

Tel: 01482 427654


Hull and East Yorkshire Community Money Advice Connect - services

CMA also run a free budgeting course, to help you manage your finances:

Hull and East Yorkshire Community Money Advice Connect - courses

Subscribe to East Riding of Yorkshire Council

Stay updated on the latest East Riding news

We use GovDelivery to send you emails, which is secure and you can choose to stop receiving emails at any time.

Find out more in our Privacy notice.

Subscribe to East Riding News