Home insurance

How to protect your belongings as a council tenant.

Housing services: planned system maintenance

Housing services will be limited from 20 to 26 October 2026 while we upgrade our system. Find out how this affects you.

Insuring your belongings

As your housing provider, East Riding of Yorkshire Council insures the building and anything we provide.

You’re responsible for insuring your own belongings (your home contents), such as:

  • furniture
  • carpets
  • electrical items.

If something unexpected happens (for example a fire, flood, theft or accidental damage), replacing your belongings can be expensive. Contents insurance can help you cover the cost of replacing your items.

We strongly advise all our tenants to take out home contents insurance which is appropriate to their needs.

Home contents insurance for council tenants and leaseholders

We have access to a product that has been designed for tenants home contents insurance. This is provided by Ecclesiastical Insurance Office Plc (Ecclesiastical) and called Simple Home Contents.

Getting a quote

You can find out more information about this insurance policy and get a quote online by visiting:

Ecclesiastical - Simple Home Contents Cover (external website)

If you'd prefer to speak to someone, you can also call:

The cost depends on things like:

  • your postcode
  • your circumstances
  • the level of cover you choose.

Remember this is optional, and you can choose to use a different provider, or have no contents insurance at all.

New provider

If you had a policy with this product before 1 June 2026, it will have been with Royal and Sun Alliance Limited (RSA).

From 1 June 2026, all new and renewing policies are with Ecclesiastical. Their partner URIS run the servicing of the insurance, which means URIS will give you a quote, take your payments and support you if you have any questions or need to make a claim.

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